Terms & Conditions

These terms govern your use of the Northern Bear Automotive website and the broking services we provide. By using our website or services, you agree to these terms.

About us

Northern Bear Automotive Ltd is an Appointed Representative of Creditas Financial Solutions Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 1011800). We are a credit broker, not a lender.

Our service

We are a credit broker, not a lender. We introduce you to lenders on our panel who may be able to provide motor finance. We do not provide financial advice; we help you find finance based on the information you give us. All finance is subject to status, affordability and lender approval.

No fees to you

We do not charge you a fee for our services. We may receive a commission or fee from the lender if you take out a finance agreement. The amount may vary depending on the product and lender. This will never affect the amount you pay. You can request details of the commission arrangements at any time.

Use of this website

• You must provide accurate information when making an enquiry.
• You must not use the website for any unlawful purpose — see our Acceptable Use Policy.
• The content of this website is for general information and does not constitute an offer of finance.

Liability

We take care to keep the information on this website accurate, but we make no warranties as to its completeness. Nothing in these terms excludes liability that cannot be excluded under law.

Contact

Questions about these terms? Contact us at info@nbaltd.org.

This is a starting draft. Final terms should be confirmed by Northern Bear Automotive.