Northern Bear Automotive
Finance products

Car Finance

Car finance, made simple.

Buying a car is a big decision — arranging the finance shouldn't be the hard part. We're a broker, not a lender, so we compare our panel of trusted UK lenders to find a deal that fits you. HP and PCP options, subject to status.

What you get

  • New or used, from any UK dealer
  • HP and PCP options, subject to status
  • A quick decision — no obligation
  • No fees to you, ever

Frequently asked

Does applying affect my credit score?

An initial enquiry can often be made without affecting your score. A full application involves a credit check — we'll always make that clear before you proceed.

Can I finance a car I've found at a dealer?

Yes. We work with dealers across the UK, and you're free to choose your own. Just let us know the vehicle and dealer when you apply.